Ledger
A net worth tracker that adds up everything you own and owe
Accounts, investments, property, vehicles, loans and cards roll into one number you can watch change.
What you get
Every account counts
Checking, savings, cards and loans connect or are entered by hand.
Investments included
Add investment accounts and holdings to the total.
Property and vehicles
Real estate and vehicles are tracked with their estimated values and loans.
Net worth on any past date
See where you stood on a date you choose.
Personal financial statement
Print your balance sheet when a lender asks for one.
How it works
- Add your accounts, investments and assets.
- Add the debts that go against them.
- Check your net worth each month.
Why people trust Ledger
- Balance sheet built from your own data
- Data encrypted and protected with required two-factor sign-in
- 7-day free trial
Read more about who builds Ledger, our privacy policy and terms.
Common questions
What is net worth?
Net worth is what you own minus what you owe. Tracking it monthly shows your progress better than any single balance.
Can I include a business?
Business profiles are kept separate from your personal profile, and business assets can be recorded as assets.
Go deeper
- Guide: Personal bookkeeping for self-employed people
- Comparison: Ledger vs. Monarch Money
- Security: How Ledger protects your data